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Wedding insurance: Lifesaver or waste of money?

  • Fiona Markham
  • Jan 31
  • 1 min read

Updated: Feb 12


Woman in white shirt and jeans, sitting on a couch, gazing out a bright window, appearing thoughtful. Room has neutral tones, soft lighting.

Wedding planning is exciting, but have you thought about insurance?


It’s not the most romantic detail, but it can give you peace of mind if something goes wrong.


What Does It Cover?


Wedding insurance can help with:


• Venue cancellations – If your venue closes or is damaged.

• Supplier no shows – If a florist, photographer, or caterer pulls out.

• Bad weather – If extreme conditions prevent key guests from attending.

• Illness or injury – If you, your partner, or a close family member falls seriously ill.

• Lost or damaged items – Dresses, suits, rings, or gifts.


Do You Need It?


If your wedding is expensive, involves multiple suppliers, or has unpredictable elements (like an outdoor ceremony), insurance is worth considering.


For smaller, budget-friendly weddings, it might not be necessary, check if your venue and suppliers already offer protection.


How Much Does It Cost?


Basic policies start from around £20, with more comprehensive cover costing extra.


Is It Worth It?


Ultimately, it’s about peace of mind. If the unexpected happens, insurance could save you stress and money. Always check the details to ensure it covers what matters most to you.


 
 
 

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